The Emerald Blog

Empowering you to understand and take control of your finances

Financial Adviser Melbourne

The Emerald Blog

At Emerald Wealth, we believe that understanding is key to confident decision-making.

The aim of our blog is to provide insights and knowledge to help you navigate your financial choices with greater clarity.

The more informed you are, the easier it becomes to take meaningful steps toward achieving your goals.

 

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The 2023-2024 Federal Budget

The 2023-2024 Federal Budget

The 2023-2024 Federal Budget Return to surplus with fastest improvement since end of WW2, cost of living help but structural deficits remain (albeit smaller). Key points The budget this year is expected to return to a surplus of $4b thanks to a continuing revenue...

read more
What’s the best way to get insurance organised?

What’s the best way to get insurance organised?

What's the best way to get insurance organised? Making sure you’re getting the best deal on insurance without missing out on the cover you need can feel like a minefield. Get to know where and how to buy. The low down on buying insurance There’s no two ways about it;...

read more
Understanding different investment styles

Understanding different investment styles

Understanding different investment styles When it comes to investing, there’s no one size fits all strategy that can assure success but there are some different investment styles that could help investors achieve their goals. Growth investing, value investing,...

read more
Say goodbye to tax troubles

Say goodbye to tax troubles

Say goodbye to tax troubles Do you find yourself drowning in random receipts when EOFY comes around? Learn to lodge your tax return the easy way with these last minute and longer term tax hacks. Tax paperwork is something few of us take in our stride. In fact, the...

read more
How to spend without getting into debt

How to spend without getting into debt

How to spend without getting into debt Is it really possible to live within your means and still enjoy life? The answer is yes and with just a few important changes you can start spending less and lose the debt. From less than zero to savings hero Debt can be a really...

read more
Don’t just dream it – reach your goals sooner

Don’t just dream it – reach your goals sooner

Don’t just dream it. If you have goals for the future, we can help you reach them sooner.  Talk to us today. Regardless of where you are in life, everyone can benefit from financial advice from a qualified professional. Whether you’re just starting out, saving for...

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8 Indicators you might not be ready for retirement

8 Indicators you might not be ready for retirement

8 indicators you may not be ready to retire Retirement is a period of life that many people spend years dreaming about: the chance to finally leave work behind and enjoy much-needed time with family and friends. While it’s natural to be excited about retirement, it’s...

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7 age pension traps to avoid

7 age pension traps to avoid

7 age pension traps to avoid After a lifetime of hard work, it’s important you maximise your entitlements in retirement. So you need to structure your finances carefully to make sure you don’t lose your age pension. After all, you’ve earned it. Here are some common...

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How much do I need in retirement?

How much do I need in retirement?

How much do I need in retirement? How much you need to save for a comfortable retirement is a question many of us ask. While we all hope for a simple answer, how much money you need in retirement differs for everyone. Additionally, a comfortable retirement is based on...

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You only retire once. Let’s get it right.

You only retire once. Let’s get it right.

Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you have the right plans in place, the chance to pursue your dreams free from money worries and concerns. Retirement means different things to different people. For some, it...

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What are some investment options outside of super

What are some investment options outside of super

What are some investment options outside of super When it comes to investing, you have two options – inside or outside of super. Super, being a longer-term investment designed to fund your retirement, comes with a number of advantages such as being lightly-taxed...

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Wondering what responsible investing is all about?

Wondering what responsible investing is all about?

Wondering what responsible investing is all about? You may have heard about socially responsible investing – or possibly sustainable investing. Whatever the name, here’s what it means in practice. We spend a large part of our lifetime saving for retirement, with...

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Five Questions to ask before plunging in to an ETF

Five Questions to ask before plunging in to an ETF

Five Questions to ask before Plunging into an ETF Exchange Traded Funds (ETFs) have been available on the ASX for over 2 decades, but in recent years, this category’s variety and representation within Australian portfolios have grown rapidly. By offering exposure to...

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The 2023-2024 Federal Budget

The 2023-2024 Federal Budget

The 2023-2024 Federal Budget Return to surplus with fastest improvement since end of WW2, cost of living help but structural deficits remain (albeit smaller). Key points The budget this year is expected to return to a surplus of $4b thanks to a continuing revenue...

read more
What’s the best way to get insurance organised?

What’s the best way to get insurance organised?

What's the best way to get insurance organised? Making sure you’re getting the best deal on insurance without missing out on the cover you need can feel like a minefield. Get to know where and how to buy. The low down on buying insurance There’s no two ways about it;...

read more
Understanding different investment styles

Understanding different investment styles

Understanding different investment styles When it comes to investing, there’s no one size fits all strategy that can assure success but there are some different investment styles that could help investors achieve their goals. Growth investing, value investing,...

read more
Say goodbye to tax troubles

Say goodbye to tax troubles

Say goodbye to tax troubles Do you find yourself drowning in random receipts when EOFY comes around? Learn to lodge your tax return the easy way with these last minute and longer term tax hacks. Tax paperwork is something few of us take in our stride. In fact, the...

read more
How to spend without getting into debt

How to spend without getting into debt

How to spend without getting into debt Is it really possible to live within your means and still enjoy life? The answer is yes and with just a few important changes you can start spending less and lose the debt. From less than zero to savings hero Debt can be a really...

read more
The 2023-2024 Federal Budget

The 2023-2024 Federal Budget

The 2023-2024 Federal Budget Return to surplus with fastest improvement since end of WW2, cost of living help but structural deficits remain (albeit smaller). Key points The budget this year is expected to return to a surplus of $4b thanks to a continuing revenue...

read more
What’s the best way to get insurance organised?

What’s the best way to get insurance organised?

What's the best way to get insurance organised? Making sure you’re getting the best deal on insurance without missing out on the cover you need can feel like a minefield. Get to know where and how to buy. The low down on buying insurance There’s no two ways about it;...

read more
Understanding different investment styles

Understanding different investment styles

Understanding different investment styles When it comes to investing, there’s no one size fits all strategy that can assure success but there are some different investment styles that could help investors achieve their goals. Growth investing, value investing,...

read more
Say goodbye to tax troubles

Say goodbye to tax troubles

Say goodbye to tax troubles Do you find yourself drowning in random receipts when EOFY comes around? Learn to lodge your tax return the easy way with these last minute and longer term tax hacks. Tax paperwork is something few of us take in our stride. In fact, the...

read more
How to spend without getting into debt

How to spend without getting into debt

How to spend without getting into debt Is it really possible to live within your means and still enjoy life? The answer is yes and with just a few important changes you can start spending less and lose the debt. From less than zero to savings hero Debt can be a really...

read more
The 2023-2024 Federal Budget

The 2023-2024 Federal Budget

The 2023-2024 Federal Budget Return to surplus with fastest improvement since end of WW2, cost of living help but structural deficits remain (albeit smaller). Key points The budget this year is expected to return to a surplus of $4b thanks to a continuing revenue...

read more
What’s the best way to get insurance organised?

What’s the best way to get insurance organised?

What's the best way to get insurance organised? Making sure you’re getting the best deal on insurance without missing out on the cover you need can feel like a minefield. Get to know where and how to buy. The low down on buying insurance There’s no two ways about it;...

read more
Understanding different investment styles

Understanding different investment styles

Understanding different investment styles When it comes to investing, there’s no one size fits all strategy that can assure success but there are some different investment styles that could help investors achieve their goals. Growth investing, value investing,...

read more
Say goodbye to tax troubles

Say goodbye to tax troubles

Say goodbye to tax troubles Do you find yourself drowning in random receipts when EOFY comes around? Learn to lodge your tax return the easy way with these last minute and longer term tax hacks. Tax paperwork is something few of us take in our stride. In fact, the...

read more
How to spend without getting into debt

How to spend without getting into debt

How to spend without getting into debt Is it really possible to live within your means and still enjoy life? The answer is yes and with just a few important changes you can start spending less and lose the debt. From less than zero to savings hero Debt can be a really...

read more
Your super checklist for EOFY

Your super checklist for EOFY

The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. Certain contributions, which we cover below, may have the ability to reduce your taxable income, or see you pay less on investment earnings. Contributions...

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Make it a goal to grow your super this year

Make it a goal to grow your super this year

There are a number of ways you can contribute more to your super, to take advantage of time and the magic of compound interest. These include salary sacrificing, and a range of tax-deductible, spouse and downsizer contributions, as well as government co-contributions....

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