Review of 2022, Outlook for 2023

Dec 20, 2022 | Economic

Key points 2022 was dominated by high inflation, rising interest rates, war in Ukraine and recession fears. This hit bonds and shares hard, driving losses for balanced growth super funds. 2023 is likely to remain volatile and a retest of 2022 lows for shares is a high...

The RBA starts raising rates – how far and how fast? And what does it mean for investors?

May 4, 2022 | Investments

The RBA has hiked the cash rate by 0.25% taking it to 0.35% and signalling more rate hikes ahead. We expect the cash rate to rise to 1.5% by year-end and to 2% by mid next year. However, the RBA will only raise rates as far as necessary to cool inflation and high...

Understanding SMSF contributions

Jul 20, 2019 | Superannuation

Contributions can play an essential role in a self-managed superannuation fund. Your contributions can be made in two ways – by cash or an asset (known in the trade as ‘in specie’ contribution). Typically, your SMSF can accept: employer contributions personal...

Make sure your super goes to your loved ones

Jul 15, 2019 | Superannuation

While a Will states how you would like your hard-earned assets to be distributed, it doesn’t automatically include your super. That’s because, unlike directly owned property or shares, super doesn’t necessarily form a part of your estate. The super fund trustee will...

Getting personal insurance right

Jul 15, 2019 | Insurance

With recent media coverage about insurance sales tactics, many Aussies might be concerned they’re being sold personal insurance policies – life, total and permanent disablement (TPD) and income protection – they don’t really need. The fact that some Australians with...